Medicare Planning for a Confident Future
Reliable Medicare and insurance guidance for individuals and employers, backed by 20+ years of industry experience.
Welcome to Benefits by Design Inc
With more than 20 years of experience, ready to help you.
- Turning 65 while you're still working?
- Wondering how Medicare works with your employer's health plan?
- Have employees who are turning 65 while still working?
- Assisting someone with retirement or financial planning?
This can be a confusing set of complexities to understand, and making the wrong decisions can lead to unnecessary costs, coverage gaps, or lifelong penalties.
Choosing your Medicare coverage is one of the most important healthcare decisions you'll make. With so many plans, enrollment deadlines, and coverage options, it's easy to feel overwhelmed.
That's where we can help.
At Benefits by Design, Inc., we provide Medicare education and personalized consulting for employers, employees, business owners, financial advisors, and families navigating Medicare. Whether you're approaching retirement, staying on an employer health plan, or trying to determine the best path forward for your employees, we'll help you understand options and plan with confidence.
Our Consulting Services
Benefits by Design provides experienced consulting support for individuals, business owners, and employers who want a partner to navigate the complexities of Medicare and employer health coverage.
For Business & Non-Profit Leaders
Employer Guidance
Preparing employees for Medicare may require expertise that is not in your wheelhouse or your Employee Benefits advisor’s. Benefits by Design, Inc. provides educational consulting for employers, HR teams, and nonprofit leaders to help employees confidently transition from employer-sponsored coverage to Medicare.
Through workshops, webinars, and personalized education, we deliver unbiased information that helps employees make informed retirement healthcare decisions—without sales presentations or enrollment pressure.
Medicare Advice for Small Business Owners and Non-Profit Leaders
Turning 65 as a small business owner or nonprofit leader brings unique Medicare decisions that can affect both your personal healthcare and your organization. We'll help you evaluate whether staying on your employer health plan or transitioning to Medicare makes the most financial sense, while considering prescription drug coverage, supplemental insurance, and your long-term retirement goals. With personalized guidance, you can make informed decisions that benefit both you and your business.
For Medicare-Eligible Individuals & Their Retirement Planners
Medicare Coverage for People Working Past Age 65
We are here to help you understand Medicare, understand its component parts, and determine how it fits with employer coverage.
Preparing for retirement includes planning for Medicare. When you are still working it may be challenging to figure out your decisions about taking Medicare when there is an overwhelming amount of information that is new to you. And it can be confusing since each employer situation is different.
For Financial & Retirement Planners, Wealth Advisors, and CPAs
Give your clients a clearer picture of one of retirement’s most important—and often overlooked—financial considerations: health care and prescription drug costs. Medicare decisions can intersect with retiree or employer coverage, a spouse’s benefits, HSA considerations, prescription drug coverage, and other parts of a client’s retirement strategy.
You don’t have to become the health care expert. We can be the health care resource on your team, helping your clients understand their coverage options so you can stay focused on the bigger retirement picture.
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